Please complete and submit this form and one of our state licensed Loan Officers will contact you according to your "best time to contact" request. If applying with Co-Borrower, lender determines what is called the "lower middle score" and usually looks at each applicant's middle score. For example, say your credit scores from the three credit bureaus (Experian, TransUnion and Equifax) are 723, 716 and 699, and Co-Borrower's are 688, 657 and 649. Lender will then use the lower of the two middle scores, which is 657. We can issue you our Pre-Qualification Letter the same day.
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